Returned Check Policy

The Stokes County School District has an obligation to our clients and to the community taxpayers to be fiscally accountable. To manage insufficient fund checks (NSF) and to protect the interests of all in our school district communities, the school district uses CHECKredi.

CHECKredi utilizes federal and state laws allowing the electronic recovery process of NSF checks which results in a high rate of recovery at no cost to the school district. The cost becomes the responsibility of those who write insufficient fund checks (NSF) with the electronic recovery of the face amount of the check and the electronic recovery fee allowed by the State of North Carolina from the bad check writer's bank account. Utilizing CHECKredi is an effort by the school district to be fiscally accountable in a more efficient and cost effective manner.

When you provide a check as payment, you authorize the school district either to use information from the check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. You authorize the collection of a fee through an electronic fund transfer from your account if your payment is returned unpaid.